North Dakota Property Tax Calculator

Estimate the annual property tax bill on any home in North Dakota. Start with the 0.93% state average effective rate, then edit for your county and homestead exemption.

Property Details
$

Use market value for most states. CA and FL use lower assessed values — adjust if you know yours.

The state average is a starting point. Your county / city / school district rate may differ — edit to your local rate.

$

Reduces taxable value. Common in FL ($50K), TX ($100K), and many other states for owner-occupied homes.

Results

Annual Property Tax

$3,720.00

≈ $310.00 / month

Taxable Value

$400,000

Per $1,000

$9.30

Monthly

$310.00

Compared to North Dakota Median

Your annual bill$3,720
State median$2,158
State median home value$232,000

North Dakota Property Tax at a Glance

North Dakota's average effective property tax rate is 0.93%, applied to the median home value of $232K, producing a median annual bill of $2158. Your bill depends on your home's assessed value, county / school district rate, and exemptions. Edit the rate in the calculator above to match your specific county.

Avg. effective rate

0.93%

Median home value

$232K

Median annual tax

$2,158

Example: Property Tax on a $400,000 Home in North Dakota

A $400,000 home in North Dakota at the average effective rate of 0.93% produces an annual property tax of about $3720. Your actual bill could be lower if you claim a homestead exemption, or higher if you're in a high-tax county or school district. Adjust the calculator above to your specifics.

Effective rates are based on Tax Foundation 2024 "Property Taxes by State" data. Local rates, exemptions, and assessment ratios vary widely. Verify with the North Dakota tax authority: https://www.tax.nd.gov/local-government/property-tax

Frequently Asked Questions

How much is property tax on a $400,000 home in North Dakota?

At North Dakota's average effective rate of 0.93%, a $400,000 home costs roughly the rate × home value per year. Your actual bill depends on your county, school district, and any homestead or senior exemptions. The state-wide median is around $2158 on a typical home worth $232000.

What is the property tax rate in North Dakota?

North Dakota's average effective property tax rate is 0.93% of home value. This is the state-wide average — individual counties and cities can be significantly higher or lower. The 'effective rate' already accounts for assessment ratios and typical exemptions, so it's a more practical number than the headline mill rate.

How does North Dakota compare to other states?

An effective rate of 0.93% places North Dakota in a specific tier relative to the national average of about 0.99%. High-tax states like New Jersey (~2.23%) and Illinois (~2.07%) sit at the top, while Hawaii (~0.27%) and Alabama (~0.41%) are at the bottom. North Dakota's position reflects local funding for schools and services.

Does North Dakota have a homestead exemption?

Most states do, but the details vary widely. Florida offers $50,000; Texas offers $100,000 for school-district taxes; many states have smaller flat exemptions ($10,000-$25,000) for primary residences. Add senior, veteran, and disability exemptions on top where applicable. Apply once with your county assessor — it usually renews automatically.

When are property taxes due in North Dakota?

Most states bill annually or semi-annually. Common payment dates are by year-end (Dec 31) or split between two installments (often March/September or April/October). Mortgage holders typically have taxes escrowed and paid by the lender. Check your North Dakota tax authority for exact dates and payment options.

Property Tax in Other States