Massachusetts Property Tax Calculator

Estimate the annual property tax bill on any home in Massachusetts. Start with the 1.14% state average effective rate, then edit for your county and homestead exemption.

Property Details

Use market value for most states. CA and FL use lower assessed values — adjust if you know yours.

The state average is a starting point. Your county / city / school district rate may differ — edit to your local rate.

Reduces taxable value. Common in FL ($50K), TX ($100K), and many other states for owner-occupied homes.

Results

Annual Property Tax

$4,560.00

≈ $380.00 / month

Taxable Value

$400,000

Per $1,000

$11.40

Monthly

$380.00

Compared to Massachusetts Median

Your annual bill$4,560
State median$6,327
State median home value$555,000

Massachusetts Property Tax at a Glance

Massachusetts's average effective property tax rate is 1.14%, applied to the median home value of $555K, producing a median annual bill of $6327. Your bill depends on your home's assessed value, county / school district rate, and exemptions. Edit the rate in the calculator above to match your specific county.

Avg. effective rate

1.14%

Median home value

$555K

Median annual tax

$6,327

Example: Property Tax on a $400,000 Home in Massachusetts

A $400,000 home in Massachusetts at the average effective rate of 1.14% produces an annual property tax of about $4560. Your actual bill could be lower if you claim a homestead exemption, or higher if you're in a high-tax county or school district. Adjust the calculator above to your specifics.

Frequently Asked Questions

How much is property tax on a $400,000 home in Massachusetts?

At Massachusetts's average effective rate of 1.14%, a $400,000 home costs roughly the rate × home value per year. Your actual bill depends on your county, school district, and any homestead or senior exemptions. The state-wide median is around $6327 on a typical home worth $555000.

What is the property tax rate in Massachusetts?

Massachusetts's average effective property tax rate is 1.14% of home value. This is the state-wide average — individual counties and cities can be significantly higher or lower. The 'effective rate' already accounts for assessment ratios and typical exemptions, so it's a more practical number than the headline mill rate.

How does Massachusetts compare to other states?

An effective rate of 1.14% places Massachusetts in a specific tier relative to the national average of about 0.99%. High-tax states like New Jersey (~2.23%) and Illinois (~2.07%) sit at the top, while Hawaii (~0.27%) and Alabama (~0.41%) are at the bottom. Massachusetts's position reflects local funding for schools and services.

Does Massachusetts have a homestead exemption?

Most states do, but the details vary widely. Florida offers $50,000; Texas offers $100,000 for school-district taxes; many states have smaller flat exemptions ($10,000-$25,000) for primary residences. Add senior, veteran, and disability exemptions on top where applicable. Apply once with your county assessor — it usually renews automatically.

When are property taxes due in Massachusetts?

Most states bill annually or semi-annually. Common payment dates are by year-end (Dec 31) or split between two installments (often March/September or April/October). Mortgage holders typically have taxes escrowed and paid by the lender. Check your Massachusetts tax authority for exact dates and payment options.

Property Tax in Other States